Important Disclaimer: Cai Junhao is a PFA Wealth Director, 
representing Prudential Financial Advisers Singapore.
[Approval Code: 475/17Aug21]

About CJH

I am a Chartered Financial Consultant with an immense interest in personal financial planning. My services include personal and corporate insurance protection, wealth accumulation and estate planning.

I am a member of the Insurance and Financial Practitioners Association of Singapore, as well as a 5-time Qualifying Member of the Million Dollar Round Table (MDRT®).

A regular business networker and a key contributing member in Business Network International (BNI), I have previously served as President in BNI Singapore. My mission is to provide clients with Comprehensive, Justified and Honest financial planning advice.


To help my clients achieve a financially independent and fulfilling life, through Comprehensive, Justified and Honest professional financial planning advice.

  • Million Dollar Round Table (MDRT®) 2019 - 2023
  • Chartered Financial Consultant / Singapore (ChFC®/S) 
  • Chartered Life Underwriter / Singapore (CLU®/S) 
  • Certified High Net Worth Adviser
  • Certificate in Financial Needs Analysis and Plan Construction (Cert FPC)
  • Associate Estate Planning Practitioner (AEPP®) 
  • Cert SCI (Financial Planning)
  • Diploma in Financial Planning
  • Diploma in Banking and Financial Services (Financial Trading) 
  • Certificate in Health Insurance
  • Certificate in General Insurance

Key Positions Held
  • Wealth Director (2024 - current), Prudential Financial Advisers Singapore
  • Financial Services Manager (2022 - 2024), Prudential Assurance Company Singapore
  • Master Financial Consultant (2006 - 2021), Prudential Assurance Company Singapore
  • President, Business Network International (Excellence Chapter)
  • President, Business Network International (Forte Chapter)
  • Vice President, Business Network International (Abundance Chapter)
  • Member, Insurance and Financial Practitioners Association of Singapore
  • Deputy Superintendent of Police (NS), Singapore Police Force

The Website is for informational purposes only and is not endorsed by PFA nor does it constitute any official communication of PFA. PFA is an indirect subsidiary of Prudential plc, a company incorporated in the United Kingdom. Neither PFA nor Prudential plc is affiliated in any manner with Prudential Financial Inc, a company whose principal place of business is the United States of America.

Any opinions expressed are solely in the PFA Wealth Manager's personal capacity which neither express the views or opinions of PFA and nor represent any professional advice in his/her capacity as a PFA representative.