Important Disclaimer: Cai Junhao is a Prudential Financial Consultant, 
representing Prudential Assurance Company Singapore (Pte) Ltd (Reg. No. 199002477Z). 
www.prudential.com.sg/FC-info  [Approval Code: 475/17Aug21]

About CJH

I am a Chartered Financial Consultant with an immense interest in personal financial planning. My services include personal and corporate insurance protection, wealth accumulation and estate planning.

I am a member of the Insurance and Financial Practitioners Association of Singapore, as well as a 3-time Qualifying Member of the Million Dollar Round Table (MDRT®).

A regular business networker and a key contributing member in Business Network International (BNI), I have previously served as President in BNI Singapore. My mission is to provide clients with Comprehensive, Justified and Honest financial planning advice.


To help my clients achieve a financially independent and fulfilling life, through Comprehensive, Justified and Honest professional financial planning advice.

  • Million Dollar Round Table (MDRT®) 2019 / 2020 / 2021
  • Chartered Financial Consultant / Singapore (ChFC®/S) 
  • Chartered Life Underwriter / Singapore (CLU®/S) 
  • Certificate in Financial Needs Analysis and Plan Construction (Cert FPC)
  • Associate Estate Planning Practitioner (AEPP®) 
  • Cert SCI (Financial Planning)
  • Diploma in Financial Planning
  • Diploma in Banking and Financial Services (Financial Trading) 
  • Certificate in Health Insurance
  • Certificate in General Insurance

Key Positions Held
  • Master Financial Consultant, Prudential Assurance Company Singapore
  • President, Business Network International (Excellence Chapter)
  • President, Business Network International (Forte Chapter)
  • Vice President, Business Network International (Abundance Chapter)
  • Member, Insurance and Financial Practitioners Association of Singapore
  • Deputy Superintendent of Police (NS), Singapore Police Force

The Website/Social Media account is for informational purposes only, and contains only my personal views, thoughts, and opinions. All reasonable effort has been taken to ensure all information are accurate and correct. It is not endorsed by Prudential Assurance Company Singapore (PACS) nor does it constitute any official communication of PACS.